Ripple’s XRP Targets Trillions In Payments, Analyst Says
November 10, 2025Amid discussions surrounding Western Union’s Solana-based stablecoin, XRP analyst Dom Kwok, co-founder of EasyA, has addressed what he describes as a misunderstanding regarding XRP’s role in the evolving payments landscape.
Kwok noted the focus has largely centered on Western Union’s partnership, while the broader financial strategy behind Ripple’s expansion has been overlooked. He argues the market’s emphasis on billion-dollar payment networks obscures the significant story.
Kwok explained that Ripple’s recent acquisitions have positioned the company to operate at a scale surpassing traditional remittance providers. By connecting with trillions of dollars in institutional liquidity and settlement flows, Ripple is competing in a different arena—one that could reshape global money movement.
According to Kwok, strategic acquisitions have enabled Ripple to access trillions of dollars in institutional liquidity and settlement activity. Ripple is now working at the scale of central banks and major financial institutions, rather than competing with remittance companies.
Kwok highlighted that the market’s fixation on billion-dollar payment systems overlooks the true extent of Ripple’s expansion. Ripple is not targeting retail users but aligning with high-value institutional flows, building technology to handle large-scale settlements.
He emphasized Ripple’s ambition to become integral to the financial infrastructure supporting global commerce, with efforts in tokenization, compliance, and cross-border interoperability.
Kwok suggests Ripple’s vision extends to reshaping financial infrastructure, envisioning faster, cheaper, and more connected global transactions.
He concluded that Ripple’s opportunity lies “not in billions, but in trillions,” signifying a potential redefining of the next era of global payments.
Disclaimer: What is written here is not investment advice. Cryptocurrency investments are high-risk investments. Every investment decision is under the individual’s own responsibility.
